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Showing posts from April 21, 2019

Financial Planning on the Fly

So, now that I have my bonus and raise, we (my wife and I) have decided on some goals: New Furniture (we are still using the furniture we each had before we were married 4 years ago) New Mattress (our current one is that one I bought for myself over 6 years ago) Newer Car (our current vehicle is showing its age at 180,000+ miles) Travelling at least once a quarter So now, we have achieved the first 2 items on the list which is great but now we must find a car and time to travel. The car I get since our current one is starting to have random issues, as one will once hitting 180,000+ miles. As far as travel is concerned, not my favorite activity since all travel is linked to visiting one of her friends who I don’t know or have only met once. Very awkward and quite expensive. In addition to these goals, we are to be debt free by the end of the year. So, each trip amounts to about $1,000 and on top of that we are to rid ourselves of all debt. Right. I will get right on it. Unfortu...

Parental Chores for Grandparents

So, you go through a horrible divorce and you meet a wonderful woman who helps you through a bit of the pain once the dust has settled.  You think, I could be happy with her.  You date, you get to know each other, uncovering all manner of skeletons in each others proverbial closets since you are not 20 but 30 odd years down the road further. So stuff has happened.  In her case, a couple of daughters.  One is in college and the other in graduate school.  Great, you think, a visit here and there maybe a pending wedding or two in the not so distant future.  You get along with the daughters and they are excited their mother has found someone, maybe not as complexion compatible as they would have expected but they deal.  Now a little while later a baby is on the way.  The parents are in no way prepared for this eventuality so the child becomes a semi-regular resident in your home.  At first with the mother and then on her own.  So fast forwar...